Gold Coast Homes & Estates

Long Island Homes Under $1 Million

$698,000Median list price
8,839Homes on the market
65Avg. days on market
Amagansett, Amityville, Babylon, Baldwin, Bay Shore, Bayport-Blue Point, Bellmore-Merrick, Bethpage, Brentwood, Brookhaven-Comsewogue, Carle Place, Center Moriches, Central Islip, Cold Spring Harbor, Commack, Connetquot, Copiague, Deer Park, East Hampton, East Islip, East Meadow, East Rockaway, East Williston, Eastport-South Manor, Elmont, Elwood, Farmingdale, Fire Island, Floral Park-Bellerose, Franklin Square, Freeport, Garden City, Glen Cove, Great Neck, Greenport, Half Hollow Hills, Hampton Bays, Harborfields, Hauppauge, Hempstead, Herricks, Hewlett-Woodmere, Hicksville, Huntington, Island Trees, Islip, Jericho, Kings Park, Lawrence, Levittown, Lindenhurst, Locust Valley, Long Beach, Longwood, Lynbrook, Malverne, Manhasset, Massapequa, Mattituck-Cutchogue, Merrick, Middle Country, Miller Place, Mineola, Mount Sinai, New Hyde Park-Garden City Park, North Babylon, North Merrick, North Shore, Northport-East Northport, Oceanside, Oyster Bay-East Norwich, Patchogue-Medford, Plainedge, Plainview, Port Jefferson, Port Washington, Riverhead, Rockville Centre, Rocky Point, Roosevelt, Roslyn, Sachem, Sag Harbor, Sayville, Seaford, Sewanhaka Central, Shelter Island, Shoreham-Wading River, Smithtown, South Country, South Huntington, Southampton, Southold, Springs, Syosset, Three Village, Tuckahoe Common, Uniondale, Valley Stream - 13, Valley Stream - 24, Valley Stream - 30, Valley Stream Central, Wantagh, West Babylon, West Hempstead, West Islip, Westbury, Westhampton Beach, William Floyd, WyandanchSchool districts

Figures reflect current active and pending listings, updated throughout the day. See every home under $1 million →


Long Island starter homes vary in amenities, land size, property tax, work needed if any, and location. If financing, the first step to buying a starter home on Long Island, is to get pre-approved for an affordable loan amount, based on your income and credit score. It pays to know ahead what you can qualify for on your first starter home. It often pays to choose homes with lower property taxes if available. To seach for Long Island homes, adjust the search criteria to the left. You can lower or raise the purchase price and add and remove towns you are interested in by clicking on the towns into and out of the search box to the right of the list of towns. For assistance, contact a Gold Coast Homes & Estates specialist to help you locate the right starter home for sale.

Where the Value Is Right Now

Under a million on Long Island still buys a great deal, but where it buys the most changes constantly. On the East End, look hardest at East Quogue, Hampton Bays, Riverhead, and the North Fork hamlets, where the same money goes noticeably further than it does a few miles east.

Off the East End, Nassau and western Suffolk have far more inventory in this range, and school district is usually the deciding factor rather than price alone.

Two practical notes for buyers at this level. First, get fully underwritten rather than just pre-qualified; in a competitive range it is often what separates two similar offers. Second, budget for closing costs beyond the price, and on most East End purchases that includes the 2 percent Peconic Bay CPF transfer tax.

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